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Consumer Protection Act
Legislation designed to safeguard the rights of consumers by ensuring fair trade, accurate information, and the right to privacy.
Credit Counseling
A service that provides assistance to individuals in managing their debts, budgeting, and making financial decisions.
Debt Adjustment
involves the reorganization of a debtor's outstanding obligations through negotiation or a formal plan to repay debts over time or reduce the total amount owed.
Chapter 9
refers to a chapter of the United States Bankruptcy Code, providing for the reorganization of municipalities (like cities and towns).
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