Roger Ray Runs a Motel in a Rented Property and Sublets

question 59

Multiple Choice

Roger Ray runs a motel in a rented property and sublets a part of its garage to the owner of a nearby fuel station. Three months later, the motel catches fire from a fuel leak in the garage and Roger suffers severe damages. If Roger owns a standard fire insurance policy for years, the insurer can use the ________ to refuse covering the damage caused by the fire.

• A) deductible clause
• B) exclusions from coverage clause
• C) incontestability clause
• D) copay clause

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Definitions:

Distal Stimulus

An object or event in the external world that provides information to the sensory organs.

Bottom-Up Processing

A cognitive process in which perception starts with an input from the environment, leading to the integration of the features of the stimulus into a cohesive whole.

Motivational States

Internal conditions that activate behavior towards a goal or push for satisfaction of a need.

Appetitive Stimulus

A pleasant or desirable stimulus that an organism is drawn towards or seeks out, often used in the context of behavior reinforcement.