Which of the Following Clauses Protects the Insurers from Intentional

question 44

Multiple Choice

Which of the following clauses protects the insurers from intentional or unintentional material or informative misrepresentation from an insurance applicant?

• A) exclusions from coverage clause
• B) incontestability clause
• C) deductible clause
• D) coinsurance clause

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Definitions:

Pollution

The introduction of harmful substances or products into the environment, resulting in negative effects on life and health.

Real Market Prices

The actual selling price of goods and services in the market, reflecting supply, and demand without distortion by subsidies or taxes.

Hydrogen Fuel

A clean energy source that produces only water when burned, used in fuel cells or internal combustion engines.

Recycling Technologies

The range of techniques and processes used to collect, process, and repurpose waste materials into new products, reducing the need for raw materials.