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What Are the Most Frequent Reasons for Refusing a Request

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What are the most frequent reasons for refusing a request for credit?


Definitions:

Black Majority

A demographic situation where the majority of a population or community consists of Black or African American individuals.

Slavery Decreasing

A historical period or process where the institution of slavery is in decline, often leading to its eventual abolition.

Philadelphia

A historic city in Pennsylvania, the United States, known for its significant role in American history, being the meeting place of the Founding Fathers and the location of the signing of the Declaration of Independence and the Constitution.

Wage Laborers

Wage laborers are individuals who sell their labor to an employer for a set wage or salary, typically characterized by a lack of ownership of the means of production.

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