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Describe the iron law of oligarchy, and explain why bureaucratic hierarchies and oligarchies go hand in hand.
Simple Interest
Interest calculated only on the principal amount, without compounding.
Account
A record or statement that details financial transactions and their impact on an entity's financial position.
Guaranteed Annual Rate
The minimum annual return promised to an investor by an investment product, regardless of market conditions.
Fixed Rate
An interest rate that remains the same throughout the entire term of a loan, investment, or financial product.
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