What Is the Difference Between an Insurance Broker and an Insurance

question 15

Multiple Choice

What is the difference between an insurance broker and an insurance agent?

• A)An insurance agent works exclusively for one company, while an insurance broker works for a number of insurance companies.
• B)An agent requires a commission payment after the deal is made, while a broker requires the service charge to be paid before the deal is made.
• C)An agent represents the insured, while a broker represents the company.
• D)An agent is authorized to sell insurance directly, while a broker can only mediate an insurance contract.

---

Definitions:

Oral Bisphosphonate Therapy

A treatment involving the oral ingestion of bisphosphonates, drugs that strengthen bones, commonly used for osteoporosis.

T-score

A statistical measure used in osteoporosis diagnosis to compare an individual's bone density to the average peak bone density of a healthy young adult of the same sex.

National Osteoporosis Foundation

An organization dedicated to promoting bone health, preventing osteoporosis, and reducing fractures through education, advocacy, and research.

Unintended Pregnancy

A pregnancy that is either undesired at the time of conception or not planned at all.