Which of the Following Clauses Protects the Insurers from Intentional

question 44

Multiple Choice

Which of the following clauses protects the insurers from intentional or unintentional material or informative misrepresentation from an insurance applicant?

• A) exclusions from coverage clause
• B) incontestability clause
• C) deductible clause
• D) coinsurance clause

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Definitions:

Implied Warranty of Merchantability

A legal presumption that a product will meet the reasonable expectations of quality and performance for goods of its kind.

Bicycle Merchant

A retailer specialized in the sale and service of bicycles and related accessories.

Nonconforming Goods

Products delivered under a sale contract that do not meet the specifications, quality, or quantity as stipulated by the agreement.

Seek Damages

The act of demanding compensation, typically through legal action, for harm or loss suffered due to another's actions or negligence.