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What is the purpose of a citator?
Interest
The charge for borrowing money, typically expressed as an annual percentage rate, or the income earned from lending funds.
Annuity
A financial product that pays out a fixed stream of payments to an individual, typically used as an income stream for retirees.
Average Rate of Return
A financial metric used to estimate the profitability of an investment, calculated as the average annual profit of the investment divided by its initial cost.
Time Value of Money
The concept that money available at the present is worth more than the same amount in the future due to its potential earning capacity.
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