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The identification of the issue:
Credit Card Receivables
The outstanding balances owed to a company from customers' credit card transactions, considered an asset.
Student Loans
Loans offered to students to finance their education, typically with terms that defer payments until after graduation.
Accrued Fees
Charges that have been incurred but not yet paid or recorded by the end of the accounting period.
Home Mortgages
Loans provided by financial institutions to individuals for the purchase of a home, secured by the property itself.
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