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In the case of IQ scores, a large number of separate studies of several thousand twins have produced estimates of the average correlation between monozygotic twins of approximately r = __________ and same- sex dizygotic twins in the region of r = ___________.
Medical Insurance Companies
Businesses that provide coverage for healthcare expenses to individuals or groups in exchange for premium payments.
Technological Change
The innovation and improvement in technology, processes, or methods, leading to increased efficiency, productivity, and new product development, affecting various sectors of an economy.
Productivity Growth
The increase in the efficiency of production in an economy, often measured by the output per unit of input over time.
Disposable Income
After-tax income. Term applies to individuals and to the nation.
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