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Increased uncertainty resulting from the subprime crisis ________ the required return on investment in equity.
Alfred Binet
A French psychologist best known for his role in developing the first intelligence tests along with his colleague Théodore Simon.
Heredity
The passing of genetic traits from parents to offspring, determining certain characteristics of the individual.
Intelligence
The ability to learn from experience, adapt to new situations, understand and handle abstract concepts, and use knowledge to manipulate one's environment.
Identical Twins
Twins that originate from a single fertilized egg, sharing the same genetic material and typically having very similar appearances.
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