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A bank's reserves are
Costs
Costs refer to the expenses incurred in the production of goods or the delivery of services, or the sacrifices made in engaging in an activity.
Cohabitation
The scenario of living with someone and participating in intimate relations without the formal commitment of marriage.
Structural Factors
Elements related to the organization, framework, or underlying social structures that influence societal patterns and individual behaviors.
Unmarried Population
Individuals who are not legally married, encompassing never-married, divorced, and widowed persons.
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