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The element that is necessary for blood clotting is:
Bills of Lading
Official documents issued by a carrier to acknowledge receipt of cargo for shipment, detailing the terms of the carriage.
Negotiable
Capable of being bought, sold, or transferred to another party through endorsement or delivery.
Regulation of Insurance
The oversight and control of insurance practices and policies by government agencies to ensure fairness, solvency, and market stability.
Warranties
Legally binding promises or guarantees about the condition, quality, or performance of a product or service.
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