Which of the Following Is an Incentive to Securitize Mortgage

question 35

Multiple Choice

Which of the following is an incentive to securitize mortgage assets?

• A)To reduce the regulatory tax burden on the FI.
• B)To adjust the gap exposure of the FI.
• C)To improve the liquidity of the FI.
• D)To generate non-interest sensitive fee income.
• E)All of the options.

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Definitions:

Organizational Change

The process by which organizations transform their structures, strategies, processes, cultures, or operations to adapt to changes in the environment.

Strategic Visions

Forward-looking statements or plans that articulate an organization's goals and the means by which it will achieve them, guiding long-term decision-making.

Resistance To Change

The reluctance or refusal to adapt to changes within an organization or environment, often due to fear, comfort with current states, or misunderstanding.

Organizational Change Strategies

Approaches and methods used by organizations to alter their direction, structure, operations, or culture to achieve certain outcomes.