Which of the Following Is NOT a Factor That May

question 33

Multiple Choice

Which of the following is NOT a factor that may tend to increase loan sales in the future?

• A)There is an increased trend to apply credit ratings to loans offered for sale, increasing the attractiveness to secondary market purchasers.
• B)The federal government takeover of Fannie Mae and Freddie Mac means that the loans held by these agencies can never be sold to other entities.
• C)Because of their special credit monitoring skills, FIs have a comparative advantage in making loans to below-investment grade companies and then selling the loan.
• D)The trend toward marked-to-market accounting for assets makes bank loans more like securities so they may be easier to sell.
• E)The risk-based capital requirements of the Bank for International Settlements give banks a strong incentive to sell commercial loans to decrease their amount of risky assets.

Analyze the consequences of limited access to resources, including the manifestation of violence in impoverished communities.

Understand the dynamics of interpersonal disputes and their escalation to violence or homicide.

Understand the importance and application of performance criteria in patient outcomes.

Identify and perform necessary adaptations to standardized care plans for individual patient needs.

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Definitions:

Preoperational Stage

A stage in Piaget's theory of cognitive development, typically from ages 2 to 7, characterized by symbolic thinking, egocentrism, and a lack of logical reasoning.

Represent Objects

The process of using symbols, words, or other means to depict or stand in for real-world entities or concepts.

Piaget

A Swiss developmental psychologist best known for his theory of cognitive development that describes how children develop logical thinking over time.

Pretend Play

Imaginative play where children create scenarios and roles that mimic real life or fantastical situations.