Concern About the Financial Impact of an Extension of the Federal

question 94

Multiple Choice

Concern about the financial impact of an extension of the federal safety net has been used to justify product segmentation on the grounds of

• A)safety and soundness issues.
• B)economy of scale and scope issues.
• C)conflict of interest issues.
• D)deposit insurance issues.
• E)regulatory oversight issues.

Determine the financial impact of additional payments towards a mortgage including interest savings and term reduction.

Use a financial calculator to determine the term of ordinary annuities.

Calculate the difference in payoff times under varying monthly payment scenarios on a loan with interest compounded monthly.

Compare the economic value of different annuity options under various conditions.