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Which of the Following Risk Categories Is NOT Covered by the Risk-Based

question 65

Multiple Choice

Which of the following risk categories is NOT covered by the risk-based model for the life insurance industry?


Definitions:

Institutionalized Children

Children who live in institutional settings such as orphanages or foster homes, often due to abandonment, neglect, or being orphaned.

René A. Spitz

A noted psychoanalyst and researcher best known for his studies on the effects of maternal deprivation, identifying the critical importance of caregiver bonding for healthy emotional and cognitive development.

Rett's Disorder

A rare genetic neurological and developmental disorder that affects the way the brain develops, leading to severe cognitive and physical impairment, primarily in females.

Stereotyped Behavior

Repetitive, fixed patterns of physical action or speech which are characteristic for certain conditions, often without direct communication or functional purpose.

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