What Does a High Proportion of Brokered Deposits Indicate

question 31

Multiple Choice

What does a high proportion of brokered deposits indicate?

• A)Total risk-based capital ratio of the DI is less than 10 percent.
• B)Above average risk, and thus an increased potential for failure.
• C)Less informed savers are protected against a reduction in wealth.
• D)Reduced insolvency risk as brokered deposits are covered under deposit insurance.
• E)Lower levels of credit risk.

Determine the percentage of data above, below, or between certain values in a normal distribution using standard normal distribution tables or calculations.

Apply knowledge of normal distributions to real-world examples involving human characteristics and behaviors.

Understand the relationship between the mean, standard deviation, and shape of the normal distribution curve.

Calculate percentages related to the lower or upper tails of the normal distribution.

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Definitions:

Biologically Based Core

Fundamental characteristics of an individual that are influenced by genetic factors.

Individual Differences

Variations among individuals in their behavior, cognition, personality, and other attributes, due to genetic, environmental, and developmental factors.

Behaviorist School

A school of psychology that focuses on observing and controlling behavior through environmental stimuli and responses.

Trust Versus Mistrust

Erikson’s first crisis of psychosocial development. Infants learn basic trust if the world is a secure place where their basic needs (for food, comfort, attention, and so on) are met.