How Can Noninterest Operating Expenses of an FI Be Reduced

question 77

Multiple Choice

How can noninterest operating expenses of an FI be reduced by improved technological efficiency?

• A)By improving the efficiency of management of information flows.
• B)By obtaining access to low cost sources of funds.
• C)By linking services to the quality of the FI's technology.
• D)By innovating new interest earning products.
• E)By complying with all government regulations.

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Definitions:

Parens Patriae

A legal principle that allows the state to assume a parental role and to act in the best interest of a child or other individual who is unable to protect themselves.

Police Power

The capacity of a state to regulate behaviors and enforce order within its territory, often used to maintain the safety, health, morals, and general welfare of its inhabitants.

State Responsibility

The legal and political concept that states are accountable for upholding international laws, norms, and agreements.

Parens Patriae

A legal principle that allows the state to act as the guardian for those who are unable to care for themselves, including minors and the mentally ill.