Which of the Following Is a Benefit to the Borrower

question 4

Multiple Choice

Which of the following is a benefit to the borrower in a loan rescheduling?

• A)The FI may receive tax benefits.
• B)Rescheduling may close the market for future loans.
• C)Rescheduling may create interruptions in the flow of international trade since letters of credit may be more difficult to acquire.
• D)Rescheduling may lower the present value of future payments in hard currencies.
• E)The FI may receive additional fees, collateral, and option features on the loan.

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Definitions:

Guilt Vs. Shame

Guilt involves feelings of remorse for an action, considered a violation of one's values, whereas shame is a painful feeling about oneself as a person.

Bad Thing

An event, action, or object that is deemed undesirable, harmful, or morally wrong.

Bad Person

A judgmental term for an individual who consistently behaves in morally wrong, unethical, or harmful ways according to societal norms.

Guilt-Inducing Strategies

Techniques aimed at manipulating others' emotions to induce feelings of guilt for persuasion or behavioral change.