Under Which Model Does an FI Compare Its Own Allocation

question 29

Multiple Choice

Under which model does an FI compare its own allocation of loans in any specific area with the national allocations across borrowers to measure the extent to which its loan portfolio deviates from the market portfolio benchmark?

• A)CreditMetrics.
• B)Credit Risk +.
• C)Loan loss ratio-based model.
• D)Moody's Analytics portfolio manager model.
• E)Loan volume-based model.

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Definitions:

Maximum Preset Time

The highest period that can be preconfigured for a timer or similar device before it triggers an event or action.

Timer Instructions

Commands in a programming language or control system for measuring time intervals or scheduling the execution of tasks.

On-Delay Nonretentive Timer

An electrical control function that delays the energizing of a circuit for a set period after a signal is received, but does not retain the timing interval in case of power loss.