If Interest Rates Decrease 50 Basis Points for an FI

question 74

Multiple Choice

If interest rates decrease 50 basis points for an FI that has a gap of +$5 million, the expected change in net interest income is

• A)+ $2,500.
• B)+ $25,000.
• C)+ $250,000.
• D)- $250,000.
• E)- $25,000.

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Definitions:

Genetic Disorders

Diseases or conditions caused by abnormalities in an individual's DNA, potentially inherited from parents or resulting from mutations.

Canalization

The genetic tendency to limit the variance of trait development regardless of environmental conditions.

Polygenic Inheritance

A form of inheritance in which traits are controlled by multiple genes, each contributing a small effect to an individual's phenotype.

Sickle-Cell Anemia

a genetic blood disorder characterized by red blood cells that assume a sickle shape, leading to various complications including pain and anemia.