[Solved] The surrender value of a policy is the cash value of a policy received from the insurer if a policy holder surrenders the policy after the maturity date. Gynephilia: Refers to sexual attraction to and arousal by adult females. Homosexuality: A romantic or sexual attraction or behavior among members of the same sex or gender. Heterosexuality: Heterosexuality is the romantic or sexual attraction between individuals of the opposite sex. Pornography: Printed or visual material containing explicit sexual content intended to arouse sexual desire in its audience.