As DIs Made a Shift from an "Originate-To-Hold" Banking Model

question 108

Multiple Choice

As DIs made a shift from an "originate-to-hold" banking model to an "originate-to-distribute" model over the last decade,

• A)banks became more financially stable.
• B)it became easier to measure the riskiness of individual loans.
• C)there was a dramatic increase in systematic risk of the financial system.
• D)the Federal Reserve decreased the number of services that banks could provide.
• E)it became more difficult for households to obtain credit.

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Definitions:

Ganglion Cells

Neurons located in the retina that receive visual information from photoreceptors and transmit it to the brain.

Opponent-Process Theory

A theory of color perception that assumes that the visual system treats pairs of colors as opposing or antagonistic.

Ganglion Cells

Neurons located in the retina that receive visual information from photoreceptors via intermediate bipolar cells and transmit it to the brain.

Visual Cortex

The region of the cerebral cortex that processes visual information, located in the occipital lobe of the brain.