Linda Took Out a New Auto Insurance Policy

question 43

Multiple Choice

Linda took out a new auto insurance policy.She signed without reading each of the papers presented to her by the agent.What she didn't realize was that the insurance only covered accidents on "public roads." This term in no way was brought to her attention nor explained.A few days later she got into a serious accident in a large housing development where the roads had not as yet been turned over to the municipality.The insurance company refused to pay the claim.Can Linda get damages under misrepresentation?

• A)Yes,she can,since Linda is fully aware of the distinction between public and private.
• B)Yes,she can,since this is an example of misrepresentation by omission.
• C)No,she can't,because Linda is presumed to have read and understood the document.
• D)Yes,she can,since the terms correspond to commonly understood principles.
• E)No,she can't,because this is a standardized document that has been fully approved.

---

Definitions:

Independent Variable

A variable manipulated by the researcher to observe its effect on the dependent variable in an experimental study.

Qualitative Data

Non-numeric information that describes qualities or characteristics and is often collected through interviews, observations, or open-ended questions.

Single-Subject Designs

Research designs that focus on the behavior of a single subject, often used in clinical or applied settings to assess the impact of interventions over time.

Longitudinal Perspective

An approach that involves studying the same individuals over a period of time to observe changes and developments.