How Has the Privity of Contract Rule Been Modified with Respect

question 28

Essay

How has the privity of contract rule been modified with respect to insurance?

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Definitions:

Two-Factor Theory

Proposes that emotions are based on two factors: physiological arousal and cognitive label; the theory suggests that both are needed to experience emotion fully.

Tranquilizer

A drug used to reduce anxiety and tension, often by depressing the central nervous system.

Automatically

Happening or operating in a way that is automatic, without conscious thought or intention.

Spinal Cord Injuries

Damage to any part of the spinal cord or nerves at the end of the spinal canal, often causing permanent changes in strength, sensation, and other body functions below the site of the injury.