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Signs that death is near include the following except
Reserve Ratio
The fraction of depositors' balances that banks must have on hand as cash, a regulation enforced by central banking authorities.
Reserves
Funds or materials set aside or saved for future use or to cover unforeseen expenses; in banking, it refers to the fraction of deposits that a bank keeps in hand to ensure liquidity.
Deposits
Funds placed into an account at a financial institution for safekeeping, which can include savings accounts, checking accounts, and certificates of deposit.
Excess Reserves
Banking reserves that are held by a bank in excess of what is required by regulations or central bank requirements.
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