When a Bank Has an Input File of FICO Scores

question 2

Multiple Choice

When a bank has an input file of FICO scores and uses machine learning to help predict credit losses for each customer,they are likely using which type of learning?

• A)Reinforcement Learning.
• B)Unsupervised Learning.
• C)Supervised Learning.
• D)Matrix Learning.

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Definitions:

Conception

The moment at which a sperm fertilizes an egg, beginning the process of embryonic development.

Replication

The process of repeating a research study or experiment to verify its findings under the same or similar conditions.

Quantitative Research

Research that provides data expressed with numbers, such as ranks or scales.

Differential Sensitivity

The variability in responsiveness or reaction among individuals or systems to external stimuli or conditions.