Employee-Sponsored Group Policies Usually Provide Greater Benefits at Lower Premiums

question 34

Multiple Choice

Employee-sponsored group policies usually provide greater benefits at lower premiums because of the large pool of people from whom premiums are collected. However, these employee-sponsored group health insurance plans offer limited benefits, and healthcare access is limited to healthcare providers that are contracted with them.

• A) Both statements are true.
• B) Both statements are false.
• C) The first statement is true; the second is false.
• D) The first statement is false; the second is true.

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Definitions:

Haloperidol

An antipsychotic medication used to treat disorders such as schizophrenia by altering the effects of chemicals in the brain.

Muscle Stiffness

A condition in which muscles feel tight and rigid, often leading to discomfort and restricting movement.

Withdrawn Patient

Refers to an individual receiving healthcare who is introverted or showing reluctance in social interaction, often seen in various mental health conditions.

Catatonia

A behavioral syndrome marked by an inability to move normally, which can include symptoms such as stupor, mutism, rigidity, or agitation, often associated with schizophrenia and other neuropsychiatric disorders.