Which of the Following MCOs Typically Has/have the Lowest Monthly

question 18

Multiple Choice

Which of the following MCOs typically has/have the lowest monthly premiums with lower patient financial responsibility?

• A) Medicare/Medicaid
• B) PPOs
• C) HMOs
• D) BC/BS
• E) IPA

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Definitions:

Conditioned Reinforcer

A stimulus that gains its reinforcing power through its association with a primary reinforcer and is used to increase the likelihood of a response.

Negative Reinforcer

A stimulus whose removal or avoidance following a specific behavior increases the likelihood of that behavior being repeated in the future.

Extinction

Extinction in psychology refers to the diminishing of a conditioned response when the reinforcement is withheld; in biology, it pertains to the disappearance of species.

Conditioned Response

The learned response to a previously neutral stimulus that has been repeatedly presented along with an unconditioned stimulus.