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Studies have shown that stress only has an effect on the immune system when it is combined with another ailment, like depression.
Disclosure of Finance Charges
The act of making known any costs or fees associated with a financial transaction, typically required by law.
18 Months
A time period equal to one and a half years, often used to describe the age of infants or the duration of certain projects or warranty periods.
Truth in Lending Act
A federal law designed to protect consumers in their dealings with lenders and creditors by requiring clear disclosure of key loan terms and costs.
Finance Charges
Costs associated with borrowing money, including interest rates, late fees, and other charges applied to a loan or credit.
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