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In the Traditional "Obvious-To-Try TSM Standard," If a Challenger Can

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In the traditional "obvious-to-try TSM standard," if a challenger can show that anyone of ordinary skill can show the obviousness of the innovation,the invention would not be patentable.


Definitions:

360-Day Year

A financial approximation that simplifies the calculation of interest by assuming each month has 30 days, resulting in a 360-day year.

Total Amount

The complete sum of money or quantitative count, including all relevant parts or items added together.

Simple Interest

Interest earned or paid on the initial principal amount of an investment or loan.

Exact Interest

A method of calculating interest based on a 365-day year or the actual number of days in a year.

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