In Most States,an Innocent Misrepresentation by the Insured Would Make

question 15

Multiple Choice

In most states,an innocent misrepresentation by the insured would make the policy:

• A)voidable by the insurer.
• B)voidable by the beneficiary.
• C)enforceable,since there was no intentional misconduct.
• D)enforceable to a reasonable amount as determined by the court.

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Definitions:

Young-Old

A classification in gerontology referring to older adults typically between the ages of 65 and 74, considered young within the older population.

Old-Old

Adults aged 75 to 84, who typically live independently but often experience some physical and mental impairment.

Olfactory Loss

The partial or complete inability to detect or perceive odors, which can significantly impact taste and quality of life.

Deteriorating Health

A decline in physical or mental health over time, which may result from various factors including aging, disease, or unhealthy lifestyle choices.