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What are the three ways in which a user can become the owner of a file system object?
Foregone Interest
The potential interest income lost by choosing an alternative investment or spending decision instead of the present option that yields interest.
FDIC Insurance
A federal guarantee of safety for depositor funds in member banks, up to a defined limit.
Bank Panics
Situations in which a large number of bank customers attempt to withdraw their deposits simultaneously due to fears that the bank will become insolvent.
Checking Deposits
Balances in bank accounts from which funds can be withdrawn by writing a check or using a debit card, usually without any interest benefits.
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