A Formal Program of Risk Retention for an Individual That

question 2

Multiple Choice

A formal program of risk retention for an individual that takes on the insurance company's role in order to cover the individual's risk is:

• A)Adverse selection.
• B)Formal fund.
• C)Risk transfer.
• D)Self-insurance.

Understand the role and responsibilities of the National Labor Relations Board (NLRB) in conducting union elections and enforcing the NLRA's unfair labor practice provisions.

Recognize the protection of workers' rights under U.S. labor laws, including the right to unionize and engage in collective activities.

Identify the legal protections for employees engaging in union activities and the prohibition of employer interference or retaliation.

Understand the concept of exclusive representation by unions and its purpose in U.S. labor law.

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Definitions:

Unconditioned Stimulus

In classical conditioning, a stimulus that naturally and automatically triggers a response without prior conditioning.

Conditioned Response

An automatic response established by training to an ordinarily neutral stimulus after association with an unconditioned stimulus.

Unconditioned Response

A natural, automatic reaction to a stimulus that occurs without the need for learning or conditioning.

Conditioned Response

A learned reaction to a previously neutral stimulus due to repeated association with an unconditioned stimulus.