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consent is also referred to as "opt out" informed consent.
Cash Surrender Value
Cash surrender value is the amount an insurance policyholder can receive if they decide to terminate the policy before its maturity or the insured event occurs.
Equity Funds
Mutual funds that primarily invest in company stocks, representing ownership in those companies.
Secured Loan
A loan that requires collateral as security for the lender.
Collateral
Assets that a borrower offers to a lender to secure a loan, which can be seized if the borrower fails to repay the loan.
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