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Males are determined by
ATMs
Automated Teller Machines that allow customers to undertake financial transactions, notably cash withdrawals, without the need for a human clerk or bank teller.
Bank Tellers
Employees at financial institutions who deal directly with customers, handling routine banking transactions.
Substitute
A product or service that can replace another, offering consumers an alternative choice.
Imperfect Competition
Imperfect competition describes a market structure where the conditions necessary for perfect competition are not met, including markets with monopolies, oligopolies, and monopolistic competition.
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