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A(n) _____ is a program that provides counseling and other help to employees having emotional, physical, or other personal problems.
Market Portfolio
An investment portfolio that ideally includes all available assets in the market, weighted by their market capitalization, aiming to mimic the market's overall returns.
Discount Rate
The interest rate used to discount future cash flows to their present value, crucial in determining the value of investments.
Real Risk-free Rate
The theoretical return on an investment with zero risk, taking into account the effects of inflation, thus representing the true purchasing power of the investment return.
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