A Situation in Which Only Higher-Risk Employees Select and Use

question 27

Multiple Choice

A situation in which only higher-risk employees select and use certain benefits under a flexible benefits plan provided by employers is referred to as _____.

• A) risk dispersion
• B) benefits concentration
• C) adverse selection
• D) open enrollment

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Definitions:

Viscous

A physical property indicating a fluid's resistance to flow; highly viscous substances move slowly.

Gas Bubbles

Cavities filled with gas trapped within a solid material, often found in cooling lava.

Magma Rise

The upward movement of molten rock or magma from the Earth's mantle towards the crust, often leading to volcanic activity.

Pressure Decreases

A phenomenon where the force exerted by a fluid per unit area decreases, commonly observed with increasing altitude in the atmosphere.