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If a claim is denied, what process can be followed to request that the carrier reconsider the decision?
Termites
Termites are eusocial insects known for their wood-eating habits and complex, hierarchical societies.
Extraversion
How outgoing, assertive, and talkative a person is; part of the Big Five personality traits.
Unprotected Sex
Sexual intercourse without the use of barrier contraceptives, increasing the risk of transmitting STDs and unplanned pregnancies.
Risky Hobbies
Activities that involve a significant amount of danger or risk, often pursued for adventure or excitement.
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