In Some States, a Spend-Down Program Requires That Individuals Must

question 45

Multiple Choice

In some states, a spend-down program requires that individuals must spend a portion of their income or resources each month on medical expenses before:

• A) Medicare begins paying for services.
• B) Medicaid begins paying for services.
• C) a deductible is paid.
• D) a coinsurance amount applies.

---

Definitions:

Meiosis

A specialized type of cell division that reduces the chromosome number by half, leading to the production of haploid gametes in sexually reproducing organisms.

Spindle

Collection of microtubules that assist in the orderly distribution of chromosomes during cell division.

Plant Cells

Cells that are the basic building blocks of plant life, characterized by a rigid cell wall, chloroplasts for photosynthesis, and a large central vacuole.

Centrosomes

Organelles that serve as the main microtubule organizing centers in animal cells, playing a critical role in cell division.