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The superego could be described as
Terms of Payment
The conditions under which a seller will complete a sale, often specifying the period allowed to a buyer to pay off the amount due.
Compensating Balance
A minimum bank balance that a borrower must maintain as a condition for obtaining a loan, often used to compensate banks for the loan services.
Effective Interest Rate
The real interest rate on a loan or financial product, accounting for the effect of compounding over a given period.
Minimum
The lowest possible amount, quantity, or degree achievable or permissible.
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