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Which of the following reduces the incentive for consumers to monitor the liquidity of banks?
John Locke
A 17th-century English philosopher and political theorist, considered the "Father of Liberalism," best known for his theories of natural rights and the social contract.
American Exceptionalism
The idea that the United States is inherently different from other nations, often with a focus on its ideals of democracy, liberty, and individualism.
Universal Freedom
The concept that all human beings are born free and equal in dignity and rights, and should be able to exercise personal freedoms without discrimination.
Declarations of Independence
Formal statements proclaiming the autonomy of a state or colony from another country.
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