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Random assignment is useful because it removes all possibilities that groups will be biased.
AAA Credit Rating
The highest credit rating assigned to a borrower's debt instruments by credit rating agencies, indicating an extremely low risk of default.
A Credit Rating
This is an evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt and an implicit forecast of the likelihood of the debtor defaulting.
Note
Unsecured debt, usually with a maturity under 10 years.
Protective Covenant
A clause in a financial contract that restricts certain actions of the borrower to protect the lender's interests.
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