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What are some factors which indicate that a debt may be worthless?
Self-efficacy
A person's belief in their ability to succeed in specific situations or accomplish a task, which can play a significant role in how goals, tasks, and challenges are approached.
Mastery Orientation
An approach to learning where the focus is on gaining knowledge or skill and understanding the task rather than on outward signs of success or comparison to others.
Performance Orientation
A focus on achieving outcomes and a standard of excellence, often characterized by setting high goals and seeking feedback on performance.
Innate Ability
Abilities that are present from birth, not acquired or learned through experience.
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