Examlex
Define mass layoffs.
Debt Restructuring
The process of renegotiating the terms of existing loans to provide a distressed borrower with relief, which may include reducing the interest rate, extending payment terms, or reducing the total amount owed.
Collateral
Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default.
Installment Sales Contract
A sales agreement that allows the buyer to make payments over a period of time in exchange for goods or services.
Amortization Schedule
A table detailing each periodic payment on an amortizing loan (like a mortgage), showing the amount of each payment that goes towards principal and interest over the loan term.
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