Which of the Following Statements Describes a Difference in Conditions

question 24

Multiple Choice

Which of the following statements describes a Difference in Conditions (DIC) Policy?

• A)It is a type of commercial umbrella liability policy.
• B)It is an open perils policy that covers perils not insured by basic property insurance contracts.
• C)It is designed to cover indirect losses for which the insured has direct damage coverage.
• D)It is used to settle disputes when an insured has more than one insurance policy with differing policy provisions.

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Definitions:

Capillary puncture

A medical procedure for collecting blood samples by puncturing the capillaries, often done on the fingertip or earlobe, for testing purposes.

Lancet

A small, disposable instrument with a sharp point used to puncture the skin and make a shallow incision; used for capillary puncture.

Retracting needle

A safety syringe design where the needle retracts into the barrel post-injection to prevent needle-stick injuries.

Butterfly needle

A small, winged needle used for accessing veins for blood draws or infusions, minimizing discomfort and tissue damage.