Reasons Why an Insured Might Add a Scheduled Personal Property

question 11

Multiple Choice

Reasons why an insured might add a scheduled personal property endorsement to a homeowners policy include which of the following?
I.To lower the premium by limiting the perils covered
II.To obtain higher limits for certain personal property

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Scaling Problem

A challenge associated with adjusting the size or capacity of a system or process to meet changing demands.

Miracle Question

A therapeutic technique used in solution-focused therapy where clients are asked to imagine how their life would be different if a miracle happened overnight, helping to identify goals and desires.

Seeking Exceptions

The process of identifying instances where the usual problem does not occur or is less severe, indicating potential solutions or coping mechanisms.

Problematic Behavior

Actions or conduct that are considered inappropriate, concerning, or disruptive, often signaling underlying issues.