Which of the Following Statements Is (Are)true Concerning the Use

question 2

Multiple Choice

Which of the following statements is (are) true concerning the use of an individual's credit history as an insurance rating factor?
I.Individuals with poor credit histories,as a group,generally file fewer homeowners claims than do individuals with good credit histories.
II.A poor credit history can be improved over time,allowing for the purchase of homeowners insurance at a lower premium.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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