Which of the Following Statements About the Personal Liability Coverage

question 27

Multiple Choice

Which of the following statements about the personal liability coverage (Coverage E) of an unendorsed homeowners policy is true?

• A)Coverage is written on an accident basis.
• B)Coverage is provided for bodily injury liability.
• C)Coverage is provided for business and professional liability.
• D)Coverage is provided for personal injury liability.

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Definitions:

Postmature

Relating to an infant born after the usual term of pregnancy, typically more than 42 weeks of gestation.

Cesarean Delivery

A surgical procedure used to deliver a baby through incisions in the mother’s abdomen and uterus, typically used when a vaginal delivery would put the baby or mother at risk.

Fetal Heart Monitors

Devices used to listen to and record the heart rate of a fetus during pregnancy and childbirth, ensuring the baby's health.

Breech Births

Births in which the baby is positioned to come out feet or bottom first rather than the head.